MAJOR PRICE IMPROVEMENT- NOW $799,000! NO FLOOD ZONE! Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on a rare oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers!
Listing Provided Courtesy of Cutler Realty, Inc. at 305-238-6453
Property Details
Price:
$799,000
MLS #:
A11979496
Status:
Active
Beds:
4
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
WHISPERING PINES ESTATES
Neighborhood:
2600
Listed Date:
Jul 10, 2026
Finished Sq Ft:
1,772
Total Sq Ft:
2,916
Lot Size:
653,400,000 sqft / 0.34 acres (approx)
Year Built:
1958
See this Listing
Schools
Elementary School:
Whispering Pines (Miami-Dade)
Middle School:
Cutler Bay Middle
High School:
Miami Southridge
Interior
Appliances
Dishwasher, Electric Range, Microwave, Refrigerator
Bathrooms
2 Full Bathrooms
Cooling
Ceiling Fan(s), Central Air, Electric
Flooring
Terrazzo, Tile, Wood
Heating
None
Interior Features
Other
Levels
One
Exterior
Association Amenities
None
Construction Materials
Block
Covered Spaces
2
Direction Faces
North
Exterior Features
Lighting
Fencing
Fenced
Garage Spaces
2
Other Structures
Outbuilding
Parking Features
Driveway
Patio And Porch Features
Porch – Screened, Porch
Roof
Shingle
View
Garden, Pool
Financial
Tax Year
2025
Taxes
$3,981
Map
Community
- Address8620 SW 185th Terrace Cutler Bay FL
- SubdivisionWHISPERING PINES ESTATES
- CityCutler Bay
- CountyMiami-Dade
- Zip Code33157
Subdivisions in Cutler Bay
- A A DOOLEY SUB
- AMEND PLT-LAKES BY THE BA
- AURORA PARK SUB
- BEAUTIFUL PINES
- BEL AIRE
- BEL AIRE SEC 10
- BEL AIRE SEC 13
- BEL AIRE SEC 14
- BEL AIRE SEC 15
- BEL AIRE SEC 3
- BEL AIRE SEC 4
- BEL AIRE SEC 5
- BEL AIRE SEC 6
- BEL-AIRE SEC 1
- BEL-AIRE SEC 2
- BEL-AIRE SEC 23
- BENSON MANOR
- BLACK CREEK VILLAS
- BREEZE OF GALLOWAY CONDO
- C B Palms
- CANTAMAR
- Capistrano
- Centennial Sec 02
- CENTENNIAL SEC 1
- CENTENNIAL SEC 2
- CENTENNIAL SEC 3
- Century at Cutler Bay
- CENTURY STAR SUB
- COVE CONDO PHASE I
- COVE CONDO PHASE II THE
- Cutler Bay
- CUTLER CAY
- CUTLER CREEK CLUB SEC 1
- CUTLER CREEK CLUB SEC 2
- CUTLER CREEK CLUB SEC 2 A
- CUTLER CREEK POINT 1ST RE
- CUTLER CREEK VILLAGE COND
- CUTLER CREEK VILLAGE CONDO
- CUTLER CREEK WEST
- CUTLER DREAMS
- CUTLER LAKES CONDO
- CUTLER RIDGE MANOR ESTATE
- CUTLER RIDGE PINES
- CUTLER RIDGE SEC 3
- CUTLER RIDGE SEC 4
- CUTLER RIDGE SEC 5
- CUTLER RIDGE SEC 6
- CUTLER RIDGE SEC 7
- ENCLAVE SOUTH PHASE 2
- EUREKA DRIVE ESTATES
- GARDEN VIEW CONDO APARTME
- HEMINGWAY POINT
- HERFA SUB
- JENNINGS CUTLER ESTATES S
- LAKES BY THE BAY AMBER
- LAKES BY THE BAY CEE
- LAKES BY THE BAY DAY
- LAKES BY THE BAY EVE REPL
- LAKES BY THE BAY FAYE REP
- LAKES BY THE BAY GEE
- LAKES BY THE BAY JAY
- LAKES BY THE BAY KAYE
- LAKES BY THE BAY SEC 10
- LAKES BY THE BAY SEC 14
- LAKES BY THE BAY SEC 2
- LAKES BY THE BAY SEC 3
- LAKES BY THE BAY SEC 4
- LAKES BY THE BAY SEC 5
- LAKES BY THE BAY SEC 6
- LAKES BY THE BAY SEC 7
- LAKES BY THE BAY SEC 8
- LAKES BY THE BAY SEC 9 AM
- LAKES BY THE BAY_Isles at BayShore
- LE CLUB AT OLD CUTLER CON
- LE CLUB AT OLD CUTLER CONDO
- LINCOLN CITY SEC G
- LINCOLN CITY SEC H
- OLD CUTLER APARTMENTS
- OLD CUTLER COVE
- OLD CUTLER COVE ADDN
- OLD CUTLER HOMES
- OLD CUTLER OMNI PINES
- OMNI ESTATES 2ND ADDN
- OMNI ESTATES 3RD ADDN
- PARADISE POINTE CONDO
- PELICAN BAY AT OLD CUTLER
- PELICAN BAY AT OLD CUTLER LAKES
- PERRINE GRANT SUB
- PERRINE INDUSTRIAL PARK
- PINE TREE MANOR SEC 1
- PINE TREE MANOR SEC 2
- PINE TREE MANOR SEC 3
- PINE TREE MANOR SEC 4
- POINT ROYALE BLDGS 3 & 4
- POINT ROYALE BUILDINGS ON
- POINT ROYALE CONDO NO 5
- point royale duplex condo
- POINT ROYALE SEC 1
- POINT ROYALE SEC 4
- POINT ROYALE SEC 5
- POINT ROYALE SEC TWO
- PRECIOUS HOMES AT LAKES B
- PRECIOUS HOMES AT LAKES BY
- PRECIOUS HOMES AT LAKES BY BAY
- RIDGEVIEW GARDENS CONDO #
- ROSEWOOD HOMES
- ROYALE POINT-TOWNVILLAS C
- S CORAL HOMES SEC 3
- SAGA BAY GARDENS CONDO
- SAGA BAY SEC 1
- SAGA BAY SEC 1 PT 4
- SAGA BAY SEC 1 PT 5
- SAGA BAY SEC 1 PT 6
- SAGA BAY SEC 1 PT 7
- SAGA BAY SEC 1 PT 9
- SAGA BAY SEC ONE PART ONE
- SAGA BAY SEC ONE PART TWO
- SAGA BAY TOWNHOMES
- SAGA BAY TOWNHOMES 1ST AD
- SAGA BAY TOWNHOMES 1ST ADDN
- SAGA VIEW
- SANTA BARBARA
- SANTA BARBARA 1ST ADDN
- SEA GRAPE TOWN HOMES
- SILVER PALM PARK
- SO MIAMI HEIGHTS ADDN N
- SOUTH CORAL HOMES SEC 1
- SOUTH CORAL HOMES SEC 2
- SUB OF PB 1-4
- TENALLA OCEAN FARMS
- THE COURTS AT BAYSHORE I
- THE COURTS AT BAYSHORE I C
- THE COURTS AT BAYSHORE I CONDO
- THE COURTS AT BAYSHORE II
- THE COURTS ISLAND AT BAYSH
- The Cove at Isles at Baysh
- THE RESERVES
- THE RIDGES AMEND
- THE SHORES CONDO NO 1
- THE SHORES CONDO NO 2
- TIDES
- TRELLIS AT BAYSHORE
- VILLAS AT CUTLER BAY COND
- VILLAS OF OLD CUTLER
- WHISPERING PINES EST SEC
- WHISPERING PINES ESTATES
- WHISPERING PINES ESTS SEC
- WHISPERING PINES PARK
- WINDY POINTE CONDO NO 63
Market Summary
Current real estate data for Single Family in Cutler Bay as of Nov 14, 2026
200
Single Family Listed
81
Avg DOM
379
Avg $ / SqFt
$787,438
Avg List Price
Property Summary
- Located in the WHISPERING PINES ESTATES subdivision, 8620 SW 185th Terrace Cutler Bay FL is a Single Family for sale in Cutler Bay, FL, 33157. It is listed for $799,000 and features 4 beds, 2 baths, and has approximately 1,772 square feet of living space, and was originally constructed in 1958. The current price per square foot is $451. The average price per square foot for Single Family listings in Cutler Bay is $379. The average listing price for Single Family in Cutler Bay is $787,438.
Similar Listings Nearby
8620 SW 185th Terrace
Cutler Bay, FL